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What your
insurance company does not want you to know about
Indiana Accident Law.
One injured in an
Indiana traffic accident must always be suspicious of an
insurance agent who seeks to have an injured person sign
away their legal rights to compensation for injuries in
return for a quick settlement offer. Once a
settlement check is accepted by an injured person, the
insurance company is not obligated to pay their insured
a cent more for any further injury or medical bill
caused as a result of a traffic accident. More
often than not, a client will relate how nice, kind and
attentive their insurance company agent has been, even
to the extent of visiting them in the hospital or asking
how much money they need to supplement their medical
bills. Why seek an Indiana accident attorney, the
insurance agent will ask. Such an attorney will
take a third a third to forty percent of what we give
you, they will say.
Do not be fooled.
An insurance company agent is paid to make sure a top
Indiana injury lawyer is not consulted, much less
retained to represent an injured person. Why?
Because an insurance agent knows that the moment an
Indiana injury attorney is retained, the injured patient
can no longer be taken advantage of and the potential
payout to their insured will be much higher and in line
with fair compensation.
In the State of
Indiana there exists a two(2) year Statute of
Limitations to bring a claim for injuries caused by a
traffic accident. Unlike some other states, in the
State of Indiana an Indiana Accident Attorney must prove
that a victim was less than fifty percent(50) at fault
for a traffic accident that caused any injuries that
they have sustained. This legal doctrine is called
"Comparative Fault."
In Indiana, as long as
a person is found to be less than fifty percent at
fault, they may recover financial compensation for
injuries sustained within any Indiana car, motorcycle,
or truck accident. With comparative fault, the
amount of monetary damages are reduced according to the
percentage of fault attributed to each party. As a
result, a one million dollar judgment for a client found
to be forty(40) percent at fault for causing an Indiana
accident would be legally entitled to a reduced legal
judgement in the amount of six hundred ($600,000)
dollars.
Most importantly, Indiana traffic
accident victims may recover what are called
"Compensatory Damages" beyond mere
medical bills and vehicle repair costs. Such damages are generally
damages for medical bills, lost wages, but most
significantly to victims of negligence, damages for pain and
suffering that experienced Indiana accident lawyers can
maximize. Predictably, your insurance company
representative is not eager to discuss such damages,
choosing to focus your attention on quick financial help
for medical bills, auto repair and lost wages and not
the true measure of the worth of your case, the
financial recognition of your pain and suffering caused
by another's negligence.
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